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25 Feb, 2019 Divesh Mishra
Excess of Income over Expenses is called SAVINGS. Similarly, excess of Expenses over Income is called LOANS.
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19 Feb, 2019 Divesh Mishra

Post your intent to enter the ‘Job Market’, every meeting in your professional world will be an interview. Interview does not mean a Job Interview alone. It means meeting anyone with a long term, mutually beneficial association in mind. Meeting a client is an interview and so is meeting your boss.

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16 Jan, 2019 Divesh Mishra

Font and Font Size: Choose Times New Roman or Calibri. Preferably size 12 or even 11 will do.

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29 Dec, 2018 Divesh Mishra

India has just crossed 50 cr subscribers who use internet. This is a good sign for e-commerce.

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24 Dec, 2018 Divesh Mishra

You have taken a home loan of Rs 1 cr and you are paying a rate of interest (ROI) of say, 9% per annum on it. May be you have taken a car loan of Rs. 10 lacs as well and there you are paying ROI of 8% per annum. These rates are known as Nominal Interest Rates. But then, how much interest rate are you paying on your borrowings, in reality? You will reject this question outright as funny telling 9% and 8% respectively, of course.

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24 Dec, 2018 Divesh Mishra

After USA and China, Japan at slightly over USD 5 t, is the third largest economy in the world. Its currency is Yen and is represented as Japanese Yen (JPY). Japan is also known as the Country of the Rising Sun (it is 9 hours ahead of India on GMT), Nippon, Country of Cherry Blossom.

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10 Dec, 2018 Divesh Mishra

Knowledge about Import and Export (collectively known as International Trade) is an important part of Banking Training.

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10 Dec, 2019 Divesh Mishra

The largest digital banks, valuewise are: HDFC Bank, SBI and ICICI Bank.

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08 Dec, 2018 Divesh Mishra

Crypto are either declared illegal or simply not accepted as currency almost in all the countries of the world. As a result, a major global exchange of Crypto remains in the dark. But as we have heard and as what practises remain: there is more honesty in the world of illegal than what is in the world of legal activities.

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08 Dec, 2018 Divesh Mishra

It is an annual assessment conducted by the World Bank. It evaluates 190 countries on various parameters for easiness of doing business in the respective countries.

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