Our Leadership Team


Divesh Mishra, Founder

Divesh was born and brought up in Dehradun and has been staying in Mumbai for the last 27 years. He started his banking career as a PO in State Bank Group.
He had a wonderful opportunity to join HDFC Bank and served the bank for 19 years. It was his last job as he left HDFC Bank in 2017. In the same year he founded this Start Up named Ursa Minor Consulting Private Limited along with a friend. The Start Up has been recognised under the Start Up India mission of the central government. This Start Up is into the business of training and up-skilling those youth who aim to join Banking and Financial Services (BFS) sector.
Divesh believes that training of BFS to the youth from the deeper geography can create limitless job opportunities in the country. He wants to create a level playing field for those who lack infrastructure and resources to become competitive. His aim is to put these youths especially from the hinterland at par with those who are resourceful.
He has done his M.A. in English Literature and is also an alumnus of IIM, Kashipur. He has always preferred ‘on the job’ or ‘workplace’ training for imparting day to day job responsibilities. However, he has also received serious class room training in SBI Staff Training Centre-Hyderabad, IIM-Ahmedabad, NIBM-Pune and Bankers Training College-RBI, Mumbai. He was also a member of the Governing Council of the IMS Unison University, Dehradun.


Anjula Mishra, Co-Founder and Director

Anjula, a Post Graduate from Punjab University is a serial entrepreneur. In the year 2000, she founded a successful Medical Transcription start-up in Mumbai. She sold it and started a venture of designing and manufacturing fashion garments in the year 2005 which she continues along with discharging her responsibilities as Founder Member and a Director in Ursa Minor Consulting Private Limited. HR and Administration is her forte and she takes corporate challenges head on.


S Krishnan, Co-Founder and Director

S Krishnan has a banking experience of over 34 years in varied functions and senior positions. He built his career in the operations field and is an authority the Retail Banking, Credit Risk, Treasury and Trade Finance operations.
He started his career in 1982 with the Hongkong Bank Group at its headquarters in Mumbai. After working in various roles there for over 12 years, he joined HDFC Bank in 1995 at its Corporate Office, Mumbai. At HDFC Bank he held various key positions and headed Credit Administration Department (CAD) and subsequently lead the bank's Trade Operations (Domestic and International). He quit HDFC Bank in 2017 to pursue entrepreneurship. He is Co-Founder Member and a Director in Ursa Minor Consulting Private Limited and also an advisor with Federal Bank Limited in building a robust and scalable Credit Administration vertical.


Zainab Bharmal, Co-Founder and Head of Operations

Zainab has a passion for changing lives of the youth. She is trained in soft skills and is a die-hard optimist. She micro-manages all the action of this Start-Up and has an obsession for detail. She believes that any student, from any background can be trained to achieve the desirable success. She believes that training and up-skilling youth is the key to country’s future.
Her previous experience includes positions as Business Consultant and Assistant Manager - Client Engagement with two different Start-Up ventures. She loves travelling and capturing nature in her free time. She has graduated with a degree in Commerce specializing in Banking & Insurance and later did Masters in Management Studies (Finance) from Mumbai University.


Rishabh Mishra, Co-Founder and Project Manager

Rishabh is MBA (Marketing) from Mumbai. He worked as a Marketing and Sales Manager with a leading private sector bank before joining Ursa Minor.
At Ursa Minor, he takes care of new projects: from ‘Proof of Concept’ stage to ‘Commercial Production’. The videos you see at this portal are conceived, scripted, recorded, edited and uploaded by him. Other than work, Rishabh enjoys playing video games, spending time with Zeppelin (his Shih-Tzu), reading and working out.

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