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16 Nov, 2018 Divesh Mishra

Within 25 years of its incorporation, HDFC Bank has come into the forefront of the BFSI Sector in India. The space in this blog is too little to cover even a fraction of achievements of this bank. A few points which should not skip, though are:

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03 Nov, 2018 Divesh Mishra

Tags: List of Commercial Banks, bank courses in Hindi, banking courses, ursaminor, list of indian banks

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01 Nov, 2018 Divesh Mishra

After the Supreme Court order of 26/09/18, under which it restricted authentication use of Aadhaar for private businesses. It then became quite complicated to understand whether Aadhaar is acceptable as a valid KYC proof or not. To be honest there is no equivalent of the Aadhaar Card issued by the Unique Identification Authority of India (UIDAI) as it is a complete and irrefutable identity proof of the person as the biometric identity of a person can never be replicated.

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29 Oct, 2018 Divesh Mishra

Indian Commercial Banking sector is large. Please find below the names of the banks with the number of their respective branches. The information is in alphabetical order other than State Bank of India (SBI) which is a public sector bank but not a nationalised bank.

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29 Oct, 2018 Divesh Mishra

Regulating Commercial Banks is a principal function of RBI. It ensures that the commercial banking scene in India stays as heterogenous as possible.

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24 Oct, 2018 Divesh Mishra

From time to time we hear about the announcement of Reserve Bank of India’s Monetary Policy. Ever wondered what this is all about? Again,

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19 Oct, 2018 Divesh Mishra

Reserve Bank of India plays multiple roles in the financial services sector of our country. Some of these roles are hidden from the public purview. A few of these roles are:

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18 Oct, 2018 Divesh Mishra

Central Vigilance Commission (CVC) has released a list of top 100 fraud accounts as at 31/03/2017 but released this month, in October 2018. The publishing of report does not mean that there were only 100 fraud cases in the banking sector. This also does not mean that all these frauds have been committed by the customer and customer only. Negligence, overlooking or collusion by the bank staff has been there in many cases.

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18 Oct, 2018 Divesh Mishra

No country is an island in itself. It sells something (goods or services) and buys something (goods or services, again). To buy it requires a common currency which is acceptable across. In the modern history, this currency has been and is US Dollars.

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17 Oct, 2018 Divesh Mishra

Students often start worrying as soon as they cross the biological age of 18 years which is a legal requirement for entering into a contract under the Indian Contracts Act.

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