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10 Jun, 2019 Divesh Mishra

This is the time to buy your own home. The cost of acquiring your own home for your own use is a most wise decision currently.

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06 May, 2019 Divesh Mishra

We all know that not only in India but worldwide, the Micro, Small and Medium Enterprises (MSME) sector plays a crucial role in spread of wealth, employment generation, creativity, nimble footed management, GDP growth, and exports. An MSME unit could employ anywhere from 1 to 100 persons.

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02 May, 2019 Divesh Mishra

Oil production refers to the production of petroleum products which fuel each and every country’s economy on this planet Earth. Though, almost all major countries in the world have some quantity of petroleum production, yet very few produce as much as to be able to export to the petroleum deficient countries. A vast majority of the countries in the world are petroleum deficient including top industrial economies such as China, Germany, Japan and India.

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30 Apr, 2019 Divesh Mishra

The banking scene in India is dominated by Public Sector and Private Sector Banks. The share of Private Sector Banks is increasing by every passing day.

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23 Apr, 2019 Divesh Mishra

HDFC Bank is always one of the first major companies in India to declare its results and has been setting a positive tone for the corporate sector, quarter after quarter. Here are key Learning Points from the No. 1 private bank’s quarterly and yearly numbers for the fourth and the last quarter (Jan-March) of the Financial Year 2018-19.

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05 Apr, 2019 Divesh Mishra

RBI’s monetary policy committee (MPC), led by Governor Shaktikanta Das, on Thursday announced a 25 basis points cut in the short-term lending rate, popularly known as REPO RATE or repurchase rate. The repo rate now stands at 6% p. a. This is to boost economic activity. Also that this would attract private investment required for meeting the GDP growth forecast of 7.2%.

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23 Mar, 2019 Divesh Mishra

Every bank, especially the new generation private sector banks prefer lending to retail sector (that means individuals like you and I) as compared to lending to corporate sector. Personal Loans (PL) are the core of Retail Loans.

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22 Mar, 2019 Divesh Mishra

One requires a Debit Card of a Bank to withdraw money from an ATM (you can withdraw money from an ATM using Credit Card as well, though). Currently this facility requires carrying of a physical Debit (or also Credit) Card and remembering a four digit numeric PIN number.

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05 Mar, 2019 Divesh Mishra

On 4th March, 2019 (on the auspicious day of Mahashivratri), Prime Minister Narendra Modi launched the indigenously-developed National Common Mobility Card (NCMC) to enable people to pay multiple kinds of transport charges, including metro services and toll tax, across the country. A Mobility card is a Smart Card which is used for your metro rail, local trains or bus travels and is rechargeable.

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05 Mar, 2019 Divesh Mishra

Whenever we speak of skills, a question automatically arises in the mind- why is there a need for a skill in the first place? The answer is that almost every skill has a ready market. If you have the required skill then you enter that market with the confidence, long term vision and resolve of a winner.

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